What We Cover

  • Fire, theft or flood

  • Accidental damage to furniture, fixtures and fittings

  • Loss or damage to television set, radio and other electrical device or equipment

  • Jewelry, clothing, contact lenses, spectacles etc.

  • Temporary accommodation and lost rent

Additional benefits include

Public Liability

Covers your legal liability as the house owner for injuries or death of third parties at your place of residence arising from your negligence.

Personal Accidents

Compensate you and your household whenever you sustain accidental bodily injury.


We pay up to 12 month loss of rent following damage to your property which makes the place not suitable for rental.

Commercial Fire

Commercial Insurance Fire covers the buildings, plant, machinery and equipment, stock of raw materials, finished goods, and profits.

Shop Owners

It covers the insured’s goods and other personal effects within the shop against Loss or damage caused by perils such as fire, explosion, lightning, storm, theft following forcible, etc.

Asset All Risk

This business insurance is designed with the intent to insure these assets in one policy document that is customized according to the specific needs of the client.