Covers the legal liability of the insured for accidental death, bodily injury, illness or loss, damage to third party property arising out of the insured’s business operation.

If you’re a manufacturer producing products that you sell to customers or suppliers, there is a small chance that these could potentially harm the people who buy them and use them. As an extension of our public liability insurance policy, our product liability insurance covers your business against legal damages as a result of bodily injury, illness, or death to a person caused by any defect to a product you sell or supply.

That means that even if you didn’t intend for a product to cause harm if it does and you’re involved in legal action, your business will be financially covered.

Covers Directors’ legal liability for any loss arising from a claim as a result of a "Wrongful Act" committed whilst acting in their official capacity for the company as Directors or Officers